Financing Channels

• Direct Borrowers;
• Credit Partnerships (CP);
• Second-Tier Banks (STB);

Target Purpose

Direct Borrowers:

• Purchase of Fixed Assets (Breeding Stock)

CP/STB:

• Lending for Subsequent Financing of End Borrowers for the Purchase of Fixed Assets (Breeding Stock)

Rate Interest Rates

Direct Borrowers:

6% per annum (AGEV – from 6% per annum)

Kontakte/Top Tier Banks:

• For Kontakte – 3.5% per annum (AGEV – from 3.5% per annum)
  (for lending to end borrowers of Kontakte – the margin is no more than 2.5%);
• For Top Tier Banks – 3% per annum (AGEV – from 3% per annum)
  (for lending to end borrowers of Top Tier Banks – the margin is no more than 3%).

Financing Channels

• Direct Borrowers;
• Credit Partnerships (CP);
• Second-Tier Banks (STB);
• Microfinance Organizations (MFO);
• Regional Investment Centers (RIC).

Target Purpose

Direct Borrowers:

• Working Capital Replenishment

CP/STB/MFO/RIC:

• Lending for subsequent financing of end borrowers to replenish working capital funds

Interest rate

Direct borrowers:

• 5% per annum (AGER - from 5% per annum)

CT/BVU/MFI/RIC:

• 1.5% (AGER from 1.5% per annum) for lending to end borrowers, the margin is no more than 3.5% per annum