At the first stage, an indicative examination is carried out on the basis of a minimum package of documents to determine indicative conditions. The procedure for accepting and considering applications from potential borrowers at the first stage: security expertise; determination of the cost of collateral (without withdrawal); construction and industry expertise in terms of the validity of the technological cycle, price adequacy, infrastructure assessment; indicative examination going to the place of business; risk management coordination; at the second stage, decide on the possibility of consideration.