Financing channels

• Credit partnerships;
• Microfinancial organizations;
• Second-tier banks;
• Regional investment centers.

Purpose
Lending to replenish working capital for spring field and harvesting work.

The remuneration rate
5% per annum, (AEIR – from 5% per annum) (when lending to borrowers of credit partnerships, regional investment centers, microfinance organizations, second-tier banks - the margin is not more than 3.5%)

Collateral
According to requirements:

• Credit partnerships;
• Microfinancial organizations;
• Second-tier banks;
• Regional investment centers.

Loan amount
from 1 million tenge to 10 billion tenge (for financial institutions)

Loan term
Until March 1 of the year following the year of financing

Financing channels

• Branches of JSC "Agrarian Credit Corporation";
• Credit partnerships;
• Leasing companies.
  

Loan amount
Minimum amount: from 1,000,000 tenge (for NF RK and ERM - from 50 million tenge).

Maximum amount:

1. investment projects of borrowers/groups of borrowers – up to 7 billion tenge;
2. other projects that are not investment projects, up to 5 billion tenge per borrower, up to 10 billion tenge per group of borrowers;
3. up to 10 billion tenge per CP.

The remuneration rate
The maximum remuneration rate is 22% per annum (AEIR - from 22% per annum), taking into account subsidies, the remuneration rate is 6% per annum.

Loan term

• up to 120 months;
• for replenishment of working capital 48 months

Financing channels

• Direct lending;
• Credit partnerships;
• Microfinance organizations.

Purpose

• Acquisition of fixed assets;
• Replenishment of working capital.

The remuneration rate
6% per annum, (AEIR – from 6% per annum). For members of low-income and/or large families - 4% per annum (AEIR - from 4% per annum).

Collateral
Movable/immovable property.

Loan amount

• Livestock - up to 5 million tenge;
• Crop production - up to 6 million tenge.
• Other directions:
• villages and small towns - up to 6 million tenge;
• cities and single-industry towns - up to 16 million tenge;
• cities of Astana, Almaty, Shymkent, Aktau, Atyrau - up to 20 million tenge.

Loan term

• For all projects up to 60 months;
• For livestock projects - up to 84 months.

Financing channels

• Branches of JSC "Agrarian Credit Corporation";

Purpose

• The program is aimed at supporting young entrepreneurs aged 21 to 35 years.

The remuneration rate
2.5% per annum (AEIR – from 2.5% per annum)

Collateral
Movable/immovable property.

Loan amount

• Up to 5 million tenge

Loan term

• for the development of livestock farming up to 7 years,
• other areas of business up to 5 years.