How to get financing
7 steps from idea to receiving funds
Stages of obtaining a loan
The ACC funding process involves seven sequential steps. Each of them is described below.
- 1
Preparing a business idea
Determine your funding goal, assess your need for funds, and ensure that your activity meets the requirements of the selected ACC program.
- 2
Collection of documentation
Prepare a standard package of documents: identification card, land or collateral documents, livestock certificates (for livestock farming), business plan or feasibility study for large loans and other documents.
- 3
Submitting an application
Submit an application online through your personal account on the website, through an ACC partner (credit partnership, microfinance organization, partner bank) or in person at a regional ACC branch.
- 4
Document verification
The Corporation will check the submitted documents for compliance with the program requirements. If necessary, you will be asked for additional materials.
- 5
Making a decision
The ACC Credit Committee reviews the application and makes a decision on approval or refusal.
- 6
Contract registration
After approval, a loan agreement and a collateral agreement are signed. Collateral property is registered in accordance with the procedure established by law.
- 7
Financing
Funds are transferred to your account in accordance with the terms of the agreement. The repayment schedule is available in your personal account.
Funding channels
An account for receiving financing can be opened remotely in one of ACC’s partner banks.

Halyk Bank
Opening a current account online through the ACC portal to receive financing.
Open an account
Bank CenterCredit
Opening a current account online through the ACC portal to receive financing.
Open an account
ForteBank
Opening a current account online through the ACC portal to receive financing.
Open an account
Freedom Bank
Opening a current account online through the ACC portal to receive financing.
Open an accountChoose a program for your tasks
Use the free ACC program selector - answer a few questions and get personalized recommendations.
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