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How to get financing

7 steps from idea to receiving funds

Stages of obtaining a loan

The ACC funding process involves seven sequential steps. Each of them is described below.

  1. 1

    Preparing a business idea

    Determine your funding goal, assess your need for funds, and ensure that your activity meets the requirements of the selected ACC program.

  2. 2

    Collection of documentation

    Prepare a standard package of documents: identification card, land or collateral documents, livestock certificates (for livestock farming), business plan or feasibility study for large loans and other documents.

  3. 3

    Submitting an application

    Submit an application online through your personal account on the website, through an ACC partner (credit partnership, microfinance organization, partner bank) or in person at a regional ACC branch.

  4. 4

    Document verification

    The Corporation will check the submitted documents for compliance with the program requirements. If necessary, you will be asked for additional materials.

  5. 5

    Making a decision

    The ACC Credit Committee reviews the application and makes a decision on approval or refusal.

  6. 6

    Contract registration

    After approval, a loan agreement and a collateral agreement are signed. Collateral property is registered in accordance with the procedure established by law.

  7. 7

    Financing

    Funds are transferred to your account in accordance with the terms of the agreement. The repayment schedule is available in your personal account.

Funding channels

An account for receiving financing can be opened remotely in one of ACC’s partner banks.

Логотип Halyk Bank

Halyk Bank

Opening a current account online through the ACC portal to receive financing.

Open an account
Логотип Bank CenterCredit

Bank CenterCredit

Opening a current account online through the ACC portal to receive financing.

Open an account
Логотип ForteBank

ForteBank

Opening a current account online through the ACC portal to receive financing.

Open an account
Логотип Freedom Bank

Freedom Bank

Opening a current account online through the ACC portal to receive financing.

Open an account

Choose a program for your tasks

Use the free ACC program selector - answer a few questions and get personalized recommendations.

Choose a program