Investment
Agribusiness
A universal programme for fixed assets, construction and installation work, and working capital, financed from ACC's own and borrowed funds.
A universal programme for machinery, equipment, construction and working capital, suitable for most operating farms and processors.
What can you spend it on?
- Fixed assets and construction: machinery, equipment, farms and processing facilities.
- Working capital.
- Dedicated areas include dairy farms, irrigated vegetables, sugar beet and grain elevators.
- Livestock purchases, including cattle, small ruminants, horses and camels.
How to repay
Up to 144 months for machinery and construction and 24 to 48 months for working capital. Payments are made at least annually; an individual schedule and grace period may be approved.
13 areas are grouped by type of activity. Select yours - a calculator and the requirements for this particular direction will open inside.
Livestock
4 directions
Crop production
3 directions
Storage
3 directions
Processing
3 directions
Other areas
1 direction
- The project must repay within the loan term and have identified markets and suppliers.
- A separate account for monitoring expenditure.
- Permits required for the relevant activity.
The full list is available via the link below
Download all programme requirementsLegal entities
- 1.Financing application.Original
- 2.Founding documents.Copy
- 3.Identity document of the chief executive (not required when applying online).Electronic document / copy
- 4.Financial statements.Copy
- 5.Tax return and a certificate from the tax authority confirming no outstanding tax liabilities.Electronic document / copy
- 6.Certificate from the servicing bank on accounts, loan and overdue debt, and turnover.Original / electronic document
- 7.Resolution of the borrower's authorised body on applying for the loan and pledging property.Original
- 8.State licence (where applicable).Copy
- 9.Business plan.Original
- 10.Certificate on the presence or absence of a criminal record.Original / electronic document
- 11.Decision of the environmental authority on the facility category and conclusion on the environmental assessment / conclusion of the state environmental review / environmental permit / declaration (where required).Original / electronic document
- 12.Title and ownership documents for the pledged propertyOriginal
Peasant (farm) enterprises / Sole proprietors
- 1.Financing application.Original
- 2.Documents confirming the applicant's legal status.Copy
- 3.Documents for agricultural land plots - (district administration resolution, lease agreement, land-use title deeds, joint activity agreements).Copy
- 4.Identity document of the head of the farm or sole proprietorship (not required when applying online).Electronic document / copy
- 5.Tax return and a certificate from the tax authority confirming no outstanding tax liabilities.Electronic document / copy
- 6.Certificate from the servicing bank on accounts, loan and overdue debt, and turnover.Original / electronic document
- 7.Minutes of the general meeting of farm members on taking the loan (providing a guarantee)Original
- 8.Business plan.Original
- 9.Certificate on the presence or absence of a criminal record.Original / electronic document
- 10.Decision of the environmental authority on the facility category and conclusion on the environmental assessment / conclusion of the state environmental review / environmental permit / declaration (where required).Original / electronic document
- 11.Title and ownership documents for the pledged propertyOriginal
The exact list depends on the program and direction; the result is confirmed upon consideration of the application. ACC requests some documents itself - with your consent.
ACC may request additional information and supporting documents depending on the specifics of the project under consideration.
Ready-made ACC lists: applicant documents for the application and collateral documents for the pledge. You can print them and tick off what you have collected.
Questions regarding a specific program are subject to agreement. General questions about lending - in the “Questions and Answers” section; according to the program - call 1408.
All questions and answersDidn't find the answer to your question?
Ask it and we will answer and add to the section.
Program Brochure
A brief presentation of the terms and conditions - easy to print or forward.
Open PDFPayment calculator
Annual schedule: repayment at least once a year, breakdown by year is below.
Calculating the repayment schedule...Calculating the repayment schedule...
Information generated by the calculator is for reference only.
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