Sustainable development
Environmental, social and governance responsibility
Our ESG approach
Economic, environmental and social responsibility — the three pillars of ACC's sustainable development.
E — Environment
Careful stewardship of the environment
S — Social
Social responsibility to employees, clients and society at large
G — Governance
Responsible and transparent corporate governance
ESG rating
Disclosure under GRI, SASB (FN-CB) standards
Green finance
Eligibility criteria for green lending across 6 environmental categories based on the Taxonomy of the Republic of Kazakhstan.
- 92 projects
- Green projects in 2025
- KZT 78.07 bln
- Financing volume
- +20%
- vs 2024
In 2025, ACC supported 92 green projects worth KZT 78.07 bln (up from 81 projects worth KZT 65.16 bln in 2024). The key area is water-saving irrigation (52 projects).
Renewable energy
Solar panels, wind turbines, biogas at agricultural enterprises. Replacing diesel generators.
Taxonomy criterionOrganic farming
No synthetic pesticides, biological plant protection, crop rotation.
Taxonomy criterionWaste management
Separate collection, composting of organics, biogas units at livestock farms.
Taxonomy criterion
Climate data
ACC discloses greenhouse gas emissions under the GHG Protocol. Scope 1 and 2 are verified; Scope 3 — an estimate was produced for the first time in 2025.
Direct emissions
Leased vehicles for management and branch network employees.
377.3 tCO₂e
Indirect energy
Purchased electricity and heating of ACC offices and branches.
427.9 tCO₂e
Financed emissions
Emissions from the loan portfolio. High-level estimate, subject to refinement.
≈1.62 mln tCO₂e
Disclosure standards: GRI 305 (emissions), SASB FN-CB (financial services). Reporting year — 2025.
UN Sustainable Development Goals
ACC contributes to 8 of the 17 UN Sustainable Development Goals through its lending products, social programmes and corporate governance principles.
ACC's obligations
The Corporation undertakes the following commitments in the field of sustainable development:
- 1Integrating sustainability principles into strategic planning and operations
- 2Regular analysis of economic, social and environmental risks
- 3Effective stakeholder engagement
- 4Regularly informing stakeholders about results in the field of sustainable development
- 5Compliance with applicable laws and international standards
Sustainable Development Challenges
International standards
ACC is guided by international standards and guidelines in the field of sustainable development in shaping its policies and practices.
ESG news
ACC joined the UN WEP principles at the Astana Economic Forum
ACC became the first agrarian credit institution in Kazakhstan to disclose climate data — 2,162.6 tCO₂e
Launch of the green lending pilot under the RK Taxonomy
Policy documents
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Policy of JSC "Agrarian Credit Corporation" in the field of sustainable development
PDF
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Policy of JSC "Agrarian Credit Corporation" in the field of green financing
PDF
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Environmental and social policy of Agrarian Credit Corporation JSC
PDF
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Human rights policy of Agrarian Credit Corporation JSC
PDF
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Methodology for calculating greenhouse gas emissions of Agrarian Credit Corporation JSC
PDF · in preparation
Social responsibility
ACC supports socially responsible rural development, gender equality and transparent reporting.
UN WEP principles
ACC has joined the UN Women's Empowerment Principles initiative and is registered on the official WEPs website.