Investment project

Agribusiness 2.0

Long-term financing for agricultural investment projects, with ACC's longest programme term of up to 15 years.

Rate

12.6%

APR from 12.6%

Amount up to

KZT 15 bn

Term up to

15 yrs

ACC's longest-term programme, up to 15 years, for substantial farm, processing, feed-production and infrastructure projects.

What can you spend it on?

Priority projects including dairy farms with 1,200 or more head, food production and processing, feed production, agricultural infrastructure and packaging.
Fixed assets, construction and installation, and working capital.
Funds are transferred by bank payment only.

How to repay

Up to 180 months for investment and 12 months for working capital. Payments are made at least annually, no later than the 10th of the payment month, and may follow an individual schedule.

Important to know. 12.6% per annum (APR from 12.6%) for direct borrowers; 2% through banks, with a nominal rate of no more than 12.6% for end borrowers.

Legal entities

1.Financing application.
Original
2.Founding documents.
Copy
3.Identity document of the chief executive (not required when applying online).
Electronic document / copy
4.Financial statements.
Copy
5.Tax return and a certificate from the tax authority confirming no outstanding tax liabilities.
Electronic document / copy
6.Certificate from the servicing bank on accounts, loan and overdue debt, and turnover.
Original / electronic document
7.Resolution of the borrower's authorised body on applying for the loan and pledging property.
Original
8.State licence (where applicable).
Copy
9.Business plan.
Original
10.Certificate on the presence or absence of a criminal record.
Original / electronic document
11.Decision of the environmental authority on the facility category and conclusion on the environmental assessment / conclusion of the state environmental review / environmental permit / declaration (where required).
Original / electronic document
12.Title and ownership documents for the pledged property
Original

Peasant (farm) enterprises / Sole proprietors

1.Financing application.
Original
2.Documents confirming the applicant's legal status.
Copy
3.Documents for agricultural land plots - (district administration resolution, lease agreement, land-use title deeds, joint activity agreements).
Copy
4.Identity document of the head of the farm or sole proprietorship (not required when applying online).
Electronic document / copy
5.Tax return and a certificate from the tax authority confirming no outstanding tax liabilities.
Electronic document / copy
6.Certificate from the servicing bank on accounts, loan and overdue debt, and turnover.
Original / electronic document
7.Minutes of the general meeting of farm members on taking the loan (providing a guarantee)
Original
8.Business plan.
Original
9.Certificate on the presence or absence of a criminal record.
Original / electronic document
10.Decision of the environmental authority on the facility category and conclusion on the environmental assessment / conclusion of the state environmental review / environmental permit / declaration (where required).
Original / electronic document
11.Title and ownership documents for the pledged property
Original

The exact list depends on the program and direction; the result is confirmed upon consideration of the application. ACC requests some documents itself - with your consent.

ACC may request additional information and supporting documents depending on the specifics of the project under consideration.

Download applicant documents Download collateral documents

Ready-made ACC lists: applicant documents for the application and collateral documents for the pledge. You can print them and tick off what you have collected.