Isker

What can you spend it on?

• Livestock, poultry, bees, fish and feed.
• Working capital and fixed assets for crop farming and processing.
• Machinery, equipment and working capital for rural and urban enterprises.

How to repay

Up to 60 months for most purposes and 84 months for livestock farming. Payments are made at least annually and may follow an individual schedule.

Legal entities

1. 1.Financing application.
   Original
2. 2.Founding documents.
   Copy
3. 3.Identity document of the chief executive (not required when applying online).
   Electronic document / copy
4. 4.Financial statements.
   Copy
5. 5.Tax return and a certificate from the tax authority confirming no outstanding tax liabilities.
   Electronic document / copy
6. 6.Certificate from the servicing bank on accounts, loan and overdue debt, and turnover.
   Original / electronic document
7. 7.Resolution of the borrower's authorised body on applying for the loan and pledging property.
   Original
8. 8.State licence (where applicable).
   Copy
9. 9.Business plan.
   Original
10. 10.Certificate on the presence or absence of a criminal record.
    Original / electronic document
11. 11.Decision of the environmental authority on the facility category and conclusion on the environmental assessment / conclusion of the state environmental review / environmental permit / declaration (where required).
    Original / electronic document
12. 12.Title and ownership documents for the pledged property
    Original

Peasant (farm) enterprises / Sole proprietors

1. 1.Financing application.
   Original
2. 2.Documents confirming the applicant's legal status.
   Copy
3. 3.Documents for agricultural land plots - (district administration resolution, lease agreement, land-use title deeds, joint activity agreements).
   Copy
4. 4.Identity document of the head of the farm or sole proprietorship (not required when applying online).
   Electronic document / copy
5. 5.Tax return and a certificate from the tax authority confirming no outstanding tax liabilities.
   Electronic document / copy
6. 6.Certificate from the servicing bank on accounts, loan and overdue debt, and turnover.
   Original / electronic document
7. 7.Minutes of the general meeting of farm members on taking the loan (providing a guarantee)
   Original
8. 8.Business plan.
   Original
9. 9.Certificate on the presence or absence of a criminal record.
   Original / electronic document
10. 10.Decision of the environmental authority on the facility category and conclusion on the environmental assessment / conclusion of the state environmental review / environmental permit / declaration (where required).
    Original / electronic document
11. 11.Title and ownership documents for the pledged property
    Original