Greenhouses and orchards
Greenhouses and orchards
Working-capital financing for operating greenhouses and orchards.
A short working-capital facility for operating greenhouses and orchards.
What can you spend it on?
- Seeds, fertilisers, crop protection, fuel and other seasonal working-capital costs.
- Construction and equipment are not financed under this working-capital programme.
How to repay
Each tranche has a term of up to 15 months and follows the Credit Committee schedule.
- Greenhouses: up to 3 ha through microfinance and regional investment centres, and from 3 ha directly through ACC.
- Orchards: up to 5 ha through microfinance and regional investment centres, and from 5 ha directly through ACC.
- An 85% Damu guarantee with collateral for the remaining 15%, or full collateral under the Collateral Policy.
- По садам финансируются интенсивные сады и сады на среднерослых и высокорослых подвоях.
- Обеспечение — гарантия «Даму» на 85% суммы займа (на остаток 15% — залог) либо залог по Залоговой политике.
The full list is available via the link below
Download all programme requirementsLegal entities
- 1.Financing application.Original
- 2.Founding documents.Copy
- 3.Identity document of the chief executive (not required when applying online).Electronic document / copy
- 4.Financial statements.Copy
- 5.Tax return and a certificate from the tax authority confirming no outstanding tax liabilities.Electronic document / copy
- 6.Certificate from the servicing bank on accounts, loan and overdue debt, and turnover.Original / electronic document
- 7.Resolution of the borrower's authorised body on applying for the loan and pledging property.Original
- 8.State licence (where applicable).Copy
- 9.Business plan.Original
- 10.Certificate on the presence or absence of a criminal record.Original / electronic document
- 11.Decision of the environmental authority on the facility category and conclusion on the environmental assessment / conclusion of the state environmental review / environmental permit / declaration (where required).Original / electronic document
- 12.Title and ownership documents for the pledged propertyOriginal
Peasant (farm) enterprises / Sole proprietors
- 1.Financing application.Original
- 2.Documents confirming the applicant's legal status.Copy
- 3.Documents for agricultural land plots - (district administration resolution, lease agreement, land-use title deeds, joint activity agreements).Copy
- 4.Identity document of the head of the farm or sole proprietorship (not required when applying online).Electronic document / copy
- 5.Tax return and a certificate from the tax authority confirming no outstanding tax liabilities.Electronic document / copy
- 6.Certificate from the servicing bank on accounts, loan and overdue debt, and turnover.Original / electronic document
- 7.Minutes of the general meeting of farm members on taking the loan (providing a guarantee)Original
- 8.Business plan.Original
- 9.Certificate on the presence or absence of a criminal record.Original / electronic document
- 10.Decision of the environmental authority on the facility category and conclusion on the environmental assessment / conclusion of the state environmental review / environmental permit / declaration (where required).Original / electronic document
- 11.Title and ownership documents for the pledged propertyOriginal
The exact list depends on the program and direction; the result is confirmed upon consideration of the application. ACC requests some documents itself - with your consent.
ACC may request additional information and supporting documents depending on the specifics of the project under consideration.
Ready-made ACC lists: applicant documents for the application and collateral documents for the pledge. You can print them and tick off what you have collected.
Questions regarding a specific program are subject to agreement. General questions about lending - in the “Questions and Answers” section; according to the program - call 1408.
All questions and answersDidn't find the answer to your question?
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Payment calculator
Annual schedule: repayment at least once a year, breakdown by year is below.
Calculating the repayment schedule...Calculating the repayment schedule...
Information generated by the calculator is for reference only.
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