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We finance those who feed the nation

Explore all ACC lending programmes, from Isker microfinance to Agribusiness 2.0 investment loans of up to KZT 15 billion. We will help identify a suitable option and estimate the payment before you apply.

KZT 1,400.5 bn
Loan portfolio
56 492
Number of borrowers
KZT 547.6 bn
Financed*
BBB
Fitch credit rating

* Figures as of end of 2025

ACC in numbers

ACC - nationwide

0%
meat in the country - with the participation of ACC
interesting fact

This is every 3rd kilogram of meat in the country

0%
sunflower oil - with the participation of ACC
interesting fact

This is every 3rd bottle of oil on the shelf

0
ha
greenhouses built with the participation of ACC
interesting fact

That's like 260 football fields

0
active borrowers
in ACC's portfolio today
interesting fact

This is the population of an entire city - like Kaskelen or Satpayev

0
billion rolls
bread per year according to “Ken Dala”
interesting fact

That is more than 600 loaves for every resident of Kazakhstan

0.0
trillion ₸
ACC loans issued
interesting fact

It's like the annual budget of Moldova or Armenia

0
agricultural producers
supported by ACC and CAF for 25 years
interesting fact

On average 21 new agricultural producers every day - 25 years in a row

0
investment projects
supported - jointly with KAF
interesting fact

Farms, factories and processing shops throughout the country - together with KAF

0%
share of domestic machinery in KAF's total leasing volume
interesting fact

Domestic farm machinery accounts for 90% of KAF's total leasing volume

−13.8
pp — tractor wear
reduction over 2022–2025
interesting fact

Tractor wear in the country fell from 76.4% to 62.6% — fleet renewal, incl. via KAF leasing

ACC loan programs

Match a loan to your goal

Sowing, livestock, machinery, processing or working capital — ACC has a program for every goal. Browse the programs: each shows the rate, amount, term and an estimated payment. If you do not want to choose yourself, use the quick match.

Sowing and harvestingMost popular

Ken Dala 2

Financing for spring fieldwork and harvesting. Repaid in two instalments after harvest and in March.

Rate
5%APR from 5%
Amount up to
25% of the Company's equity
Term up to
Tranche term up to 18 monthsA credit line may be opened for up to 36 months.

Payment calculator

max. KZT 136.5 bn
₸
Срок транша не более 18 месяцев

Two payments per year: December 5 and March 5 - after the sale of the harvest.

Calculating the repayment schedule...Calculating the repayment schedule...

Information generated by the calculator is for reference only.

How to get financing

Simple and clear process in 5 steps

  1. 1
    Submit your application
    Online on the website - selection and application takes a few minutes
  2. 2
    Get a consultation
    A branch specialist will contact you and help with the program
  3. 3
    Prepare your documents
    We will pull some information from government databases with your consent
  4. 4
    Get the solution
    We will consider the application and inform the decision of the Credit Committee
  5. 5
    Get financing
    Sign the agreement and the funds will be credited to your account
How financing works

ACC sales channels

ACC funding reaches the farmer through a network of partners throughout the country

ACC
  • Direct borrowers
  • Credit partnerships
  • STB
  • MFI
  • SPK
  • Leasing companies
  • RIC
Farmers

The next success story is yours

Choose a suitable lending program

Chairman's blog

Chairman's blog

Ashirbekov Almat Burkutbaevich

Ashirbekov Almat Burkutbaevich

Chairman of the Board of JSC Agrarian Credit Corporation

Dear clients, partners and guests of the ACC portal!

Agricultural Credit Corporation JSC has been a reliable financial partner of the agro-industrial complex of Kazakhstan for more than twenty years. Our mission is to provide affordable financing to everyone who develops the country's agriculture.

Feedback form

Ask the Chairman of the Management Board a question using the form on the blog page.

Read the blog and ask a question

Sustainable development

Sustainable Fitch ESG rating, green lending under the RK Taxonomy, and a contribution to 8 of the 17 UN Sustainable Development Goals.

25
years developing Kazakhstan's agriculture
19
Branches across all regions
23 749
MSME entities supported
1 118,24 млрд ₸
Total agricultural lending
ER3
Sustainable Fitch ESG rating